Personal Finance & Economics
Personal Finance & Economics: Financial Skills and Economic Literacy
High School · 1.0 Credit · Practical Economics & Consumer Finance
The Personal Finance & Economics course at Summit College Preparatory School teaches students to manage money wisely, understand economic systems, and make informed decisions about saving, spending, and investing.
In Personal Finance & Economics, learners study banking, credit, interest rates, budgeting, and personal goal-setting. They also explore global markets and economic indicators that shape national and international decision-making.
Students learn real-world financial habits that support lifelong security and independence. The Personal Finance & Economics course prepares them to compare financial options, evaluate economic choices, and build responsible habits early in life.
With strong emphasis on both micro- and macroeconomic concepts, Personal Finance & Economics builds financial literacy while promoting critical analysis of market trends and government policies.
Graduates of this Personal Finance & Economics course enter college or the workforce ready to navigate personal finances, understand economic systems, and participate in an interconnected global economy with clarity and confidence.
Grade Level: 10–12
Credits: 1
Delivery Format: Live Online (1:1 or Small Group)
Duration: Full Academic Year (194 instructional days)
Instructional Language: English
This integrated course introduces students to both personal financial literacy and foundational economic concepts. Learners explore topics such as income, budgeting, banking, credit, insurance, investment, economic systems, market structures, supply and demand, and global trade. Emphasis is placed on real-world application, decision-making, and financial responsibility within broader economic systems.
Core Academic Content
Income, employment, and taxes
Budgeting, saving, and financial planning
Banking, credit, and debt management
Investing, retirement, and insurance fundamentals
Microeconomics and macroeconomic systems
Instructional Framework
Structured around real-life scenarios and economic case studies
Focus on application, analysis, and long-term planning
Encourages ethical reasoning and informed citizenship
Supports multilingual learners and diverse cultural contexts
Teacher-led sessions with differentiated pacing and support
Primary Texts and Resources
Sample paystubs, tax forms, and budgeting tools
Case studies from financial institutions and economic news
Interactive simulations and financial literacy modules
Excerpts from classical and contemporary economic thought
Assessment Structure
Personal budget and financial plan projects
Case study analysis and economic argumentation
Quizzes and scenario-based problem solving
Interactive simulations with reflection reports
Masterwork presentation on financial or economic issue